Credit Cards

• Standard Credit Cards:

Standard credit cards are commonly accepted and offer a credit limit for purchases. They may impose annual fees and interest, but they can provide benefits such as special offers from merchants.

• Rewards Credit Cards:

Rewards credit cards allow you to earn cashback, points, or miles on your purchases. Ideal if you pay off your entire balance every month.

• Travel Credit Cards:

Travel credit cards provide frequent travellers with airline miles, hotel points, and privileges like access to airport lounges.

• Cashback Credit Cards:

Cashback credit cards offer cashback on purchases, typically with higher rewards for specialized categories such as groceries or restaurants.

• Secured Credit Cards:

Secured Credit Cards require a Fixed Deposit (FD) with the bank. The credit limit is typically 80% of the FD amount. It is ideal for those who are new to credit or want to rebuild their credit history.